If a veteran has two or more service-connected disabilities, at least one of those disabilities must be rated at 40% or higher.

When these ratings are considered for the other disabilities, the veteran’s combined disability rating must be 70% or higher.

This is essentially how the 70-40 rule operates.

The 70-40 rule plays a significant role in determining eligibility for Total Disability based on Individual Unemployability (TDIU).

If a veteran’s combined disability rating meets the 70-40 criteria, they may be eligible for TDIU benefits.

This means that even if they do not have a single disability rated at 100%, they can still receive compensation at the 100% rate if their service-connected conditions make them unable to secure and maintain gainful employment.

In essence, the 70-40 rule acts as a gateway for veterans to access TDIU benefits, providing critical support for those whose disabilities prevent them from participating in the workforce.

Wondering about the 2025 rates for a 70% VA disability rating?

In 2025, it increased by 2.5%, reaching $1,759.19.

It’s important to note that even a 20% rating increase, which brings the total to 90% VA disability rating ($2,297.96), can result in $538 in additional monthly compensation.

If you’re wanting to raise your 70% Disability Rating, you have several options to explore. These include:

Discover how to raise your VA Disability Rating from 70% and beyond. Dive into our guide for insights on increasing your benefits!

Written by

Claire Szewczyk

Claire Szewczyk is a former US Airforce civilian employee who worked at Hill Air Force Base in Layton, UT as a flight testing administrator. She has also spent several years working with the Department of Veterans Affairs audiology programs in Salt Lake City, UT and Pocatello, ID. She enjoys working with the Veteran population and keeping them up to date with information they need the most.